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Maternity capital is a state subsidy that can solve various problems of Russian families with more than one child. Many young parents prefer to split their mother's funds into parts to meet various needs. However, it must be remembered that the breakdown must occur strictly within the law.
So they can spend part of the money on, part - on, and the rest - transfer to the funded pension of the mother of the child. In such a case, it is easy to get confused, in connection with which the question often arises of how much money is left in the account.
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As a result, parents turn to the Pension Fund in order to order a certificate of the balance of funds on their certificate for family capital.
Information about the balance of funds maternity capital also in demand for the reason that the annual balance of funds adjusted for inflation. In this regard, the amount on a personal account can change and independently calculate the balance in this case is very difficult, and sometimes even impossible.
What is its meaning
The Pension Fund, which is responsible for making payments of maternity capital, guided by the current legislation, does not interfere with the desire of families to invest the money due to them in various directions. There is no prohibition that would not allow dividing the payment into shares.
The regulatory documents provide for the expenditure of subsidies for the following needs:
- purchase, or (including the repayment of a target loan at the expense of maternity capital);
- the formation of a mother's funded pension, which will make it possible to receive additional interest and significantly increase the pension amount;
- education of children, it is assumed both payment for staying in, and receiving higher education at a Russian university;
In addition, in 2009-2010, and later in 2019-2016. families were also eligible to claim a lump sum payment of up to 25 thousand rubles, which can be spent to satisfy any needs, without any legal restrictions.
A certificate of the balance of maternity capital funds may be needed if the family has already withdrawn part of the funds from the total amount several times and wants to know exactly how much budget finances they still have at their disposal.
The question may arise, why not take it and independently calculate what the balance of the mother's capital is still available for the family. After all, they know the total amount, as well as the size of each payment made.
In fact, the calculation process is not as simple as it might seem at first glance. This is due to the fact that until 2019 it changed annually. Indexation was carried out, caused by the constant rise in prices and inflation.
This leads to the fact that the part of the capital that remained unspent changes upwards. Considering given fact, only employees of the Pension Fund can correctly calculate everything. And for this you need to contact the structure with a request to prepare an appropriate certificate.
This document will help determine future plans and, based on the existing result, a person will decide how to invest the money provided by the state more efficiently in order to improve the living conditions of his entire family
Main details
Required documents
To obtain information about the remaining part of the maternity capital on the account, you need to contact the Pension Fund with an application.
What documents do you need to submit to get a certificate:
- applicant's passport;
- birth certificate of children;
- certificate of compulsory pension insurance;
- papers that confirm the use of funds in a targeted manner.
Before submitting an application, it is better to contact the Pension Fund to clarify the full list of required papers.
For example, if a person wants to use the balance of the state subsidy for the purchase of a home by taking a mortgage loan, additional documents will be needed:
- loan agreement;
- certificate of the amount of debt to creditors;
- an obligation to further allocate a share in the apartment for each family member, which must be notarized.
Where can I get confirmation
To obtain information about the balance of maternity capital, the certificate holder can:
- by contacting the branch of the Pension Fund in person;
- by sending a request to the PF by mail;
- through a multifunctional center;
- through various internet resources ( online calculator, State Services portal, website of the Pension Fund);
- performing a self-calculation.
A personal appeal to an organization is a procedure that is still the most popular. This is due to the fact that a person can solve the issue in real time. People are not even afraid of the fact that they can waste their time on long and tedious standing in line.
What are the steps to go through:
- Prepare a list of papers for the request.
- Submit an application to the branch of the Pension Fund at the place of your residence.
- Get help a few days after applying.
Order through public services or MFC
To use either the website of the Pension Fund to order a certificate of the balance, you need to be a registered user and have access to Personal Area on the portal. If a person decides to use this service for the first time, to register, you need to follow step by step instructions on the public services website.
After successful registration, a person will receive a full list of services, which will be available in his personal account.
To order necessary certificate, you should visit the site es.pfrf.ru, enter the phone number and password that were used when registering on the public services portal. As a result, the person falls into home page your personal account, where all PF services under the family capital program are displayed in a list.
Through the website of the Pension Fund, it is possible to obtain information about the balance of funds in two ways:
- display information on the monitor;
- order a certificate, which will be provided as a PDF file.
You can also find out about the amount of the balance directly on the website of the State Services, for this you need:
- go to the official website;
- select the item "public services";
- open the tab, which is located at the bottom, and has the name of the service by department;
- then go to the tab of the Ministry of Labor and Social Protection Russian Federation;
- choose a pension fund;
- follow the link that concerns informing citizens about the provision of social assistance;
- select the desired button with the maternity capital service.
On the next page, the user will find an application form that will provide access to the necessary information. Here you need to formulate your request, leave contact details and the method by which it is most convenient to receive an answer: for example, by phone or e-mail.
You can also apply to the multifunctional center (MFC) for issuing a certificate of the balance. To do this, you need to submit an application and a package of documents to the nearest center.
It is important to note that in this case, the request will be registered much faster, however, the preparation of the certificate may be delayed, since the MFC itself does not have the right to prepare such a document. This is done by the PF after the center employees redirect the request they received.
What information is included in the guide:
- full name certificate owner;
- date of issue of the certificate;
- the size of the balance of maternity capital;
- the signature of the person responsible for making the paper;
- Seal of the Pension Fund.
How to get a certificate of the balance of maternity capital
One of the most simple ways to find out the balance of family capital is to use a special Internet calculator developed for this purpose, which allows you to perform all the necessary calculations yourself. It will not be difficult to understand it: it is enough to enter the requested information step by step, and the calculator will make the necessary calculation. The only thing you need to know is exactly how much money was spent from family capital each year.
The question may arise why it is not enough to enter the total amount that was spent, and what happens if you enter inaccurate information. Everything is very simple, an unreliable amount will be received. And this is all connected with the same indexation that was carried out until 2019, in connection with which the amount of maternity capital changed annually.
Another way to find out about your balance is to wait for a letter from the Pension Fund to arrive. Such a notice comes once a year without prior request from the owner of the certificate, this happens in the period before the first of September. If this option does not suit you, you can always personally contact the Pension Fund branch, while you need to have a passport and a certificate with you.
In addition, you can send a request for such a certificate to the PF by mail. Sending should be done by registered mail with a description of the attachment. Be sure to attach a copy of your passport and a paper that confirms the rights to maternity capital, as well as the original application.
If a person wants to receive the rest of the family capital, he will have to bypass the same structures and organizations as at the stage of the initial payment, and collect all the necessary certificates and documents. With a full package of papers, you need to contact the Pension Fund at the place of residence.
Speed of execution and expiration date
The owners of certificates have a natural question, how much is such a document made? It should be noted that this depends on which structure the person initially applied to receive the document. So, for example, when ordering a certificate on the State Services website, you need to prepare for the fact that the waiting period can be delayed for a period of two weeks to one month.
When applying directly to the Pension Fund, the preparation of such a document takes no more than 3 days. If we are talking about obtaining a certificate in another city, it is possible, however, it will take a little longer than usual. To begin with, you will have to contact the PF at the place of residence so that its employees request the transfer of the case from the department where the certificate for mother capital was issued.
An application for a certificate of the amount of the balance will be accepted only after the personal file is received. Often it takes 10-14 days.
It will not be possible to order urgent preparation of this paper. All those who apply for it are forced to wait 2-3 days before they receive a certificate.
The received certificate has its own validity period, which is 30 days from the moment the document was issued
Order of subsequent spending
Some people do not understand how to proceed after they find out about the balance of funds for family capital. It must be said right away that somehow it will not be possible to cash out the funds. Until the end of 2019 it was possible to get 25 thousand in cash, however, at the beginning of 2019, this initiative did not find its continuation, so today it will not be possible to receive even a small part of the amount to spend it at your own discretion.
All materiel funds that are allocated are strictly controlled by authorized state structures. Not a single ruble will be spent in an inappropriate way. All financial flows must be directed by the owners of the certificates for the purposes determined by laws and by-laws.
According to the provisions of the basic law, which regulates the procedure for paying maternity capital, as well as ways to spend funds, money can be spent on:
- improving living conditions for families;
- paying for children's education;
- for the formation of a funded pension.
It is not necessary to direct capital only to one of the listed directions. You can divide the balance into parts, depending on the needs of each individual family. You can claim the balance in the same way as the initial payments, that is, by contacting the Pension Fund unit.
The Pension Fund of the Russian Federation notifies citizens who are entitled to maternity capital every year about the balance of these funds. This applies to those people who either did not spend maternity capital at all, or spent it partially. But once a year is sometimes too long an interval, but using the public services portal, you can find out the balance of maternity capital at any time. This is what will be discussed in this article and we will try to understand this issue.
How to find out the balance of maternity capital through public services
Only registered users who have a simple account can use this service. If you do not already have one, then you have to, and then enter information about yourself. So, enter your username and password and log in to the site. Go to the catalog of available services and find the "Authorities" tab there and click on it.
On the page that opens, find the pension fund item and click on it.
The following types of public services are available in this section:
- Grant Statement social assistance
- Management of maternity capital
- Establishment of a pension
- Notification of the status of the personal account in the Pension Fund of the Russian Federation
- maternity capital certificate
We are interested in the first item, click on it.
We will see a page on which only one service will be available in electronic form and it is called "Informing citizens about the provision of state social assistance in the form of a set of social services." We click on it.
You will see a form in which you will need to fill in your contact details and indicate the essence of the issue (in our case, we want to know the balance of the maternity capital). The answer will come to you within 15-30 business days to the email that you specify as a contact.
How to find out the balance of maternity capital through a pension fund
Our login and password from the portal of public services will also help us on the website of the pension fund of the Russian Federation. Open the site https://es.pfrf.ru/ and find the "login" button in the upper right corner and click on it. You will see a page on which you are invited to use your account in the Unified Identification and Authentication System (ESIA)* to log in. Do not be alarmed, this is our login and password, which we enter on the public services website, so feel free to click on "login" and enter our data.
After that, you will be taken to your personal account, check the correctness of the data and click on the "save" button. The system will open a list of available services for you and you need to find the section "Maternity (family) capital - MSC", and in it the item "Get information: on the amount (balance) of maternity capital"
At the next step, the system will offer us two options for obtaining information:
- get information about the amount (balance) of the mother's capital
- order a certificate about the size (balance) of the certificate
If you want to view information about the balance on the screen of your monitor, then select the first item. The second paragraph will generate a certificate in PDF format, which will also indicate the amount of the balance of maternity capital.
In addition to receiving information via the Internet, you can personally come to the branch of the Pension Fund. You will need to make a copy of the certificate and passport and write an application with a request to calculate the balance of maternity capital.
Simpler options currently do not exist and we tried to consider each of them in the most detail so that you do not have any questions when going through each of the points of our instructions. If you have any difficulties, then let us know about them in the comments and we will try to help you with their solution.
The Maternity Capital project has been implemented in Russia for almost ten years. It is designed to improve the demographic situation and the well-being of families with several children.
But why do you need a certificate of the balance of maternity capital? Let's consider further.
Need for help
Funds are not issued in cash. After registration of the necessary papers, the Pension Fund of Russia issues a certificate.
The document confirms the existence of a personal bank account. The receipt and expenditure of money is controlled and regulated by public services due to the large amount of finance provided.
Important! Family capital can be used once, or it can be divided into parts.
Initially, the amount was 250 thousand, in 2019 it is 453 thousand rubles. The program has been extended for another two years due to its effectiveness. AT current year recalculation is expected (according to experts' forecasts). In the final period, the amount of capital will reach more than half a million.
The people in control of the funds can easily make the calculations. But the fact is that the account is indexed annually, respectively, the size of the balance increases and this complicates the calculations.
Download for viewing and printing: Important! State aid is used for various purposes in whole or in part.
To use the remaining cash, a certificate of the balance of maternity capital is taken. It indicates the owner of the certificate and the remaining amount of money.
How to get help
To obtain a certificate of the status of the maternity capital account, they apply to the Pension Fund at the place of registration where the certificate was received.
Important! The person in whose name the state certificate is issued has the right to receive the document.
Required to submit:
- identification;
- a copy of the certificate;
- marriage and birth certificates;
- insurance;
- a document confirming the purpose of the money (loan agreement, purchase and sale transaction, construction contract).
When submitting papers through a representative, a power of attorney is required. Having accepted the documents, the representative of the PF gives a receipt with their list.
Attention! If there is a small amount (up to 30 rubles), a certificate of the balance of maternity capital is not issued.
Where is help needed?
This document will be required in various situations, namely:
- registration of a mortgage on the money remaining in the account after the first use;
- payment of a share of housing under construction;
- building a house;
- joining a housing association;
- making payments for the education of children in institutions of various types;
- addressing money to the funded part of the mother's pension.
In these situations, you need to provide a certificate of the balance of maternity capital to the state body.
Do you need on the subject? and our lawyers will contact you shortly.
How to fill out an application
Important! The application is an official document, criminal liability is provided for its forgery.
- the top of the page - the full name of the PFR department;
- then you should write - an application to request the balance;
- indicate the full name and status of the applicant;
- you need to indicate the insurance number, series and certificate number;
- write the passport details of the applicant;
- dated and signed.
Request methods
You can make a request in different ways.
- Personal presence. Many people prefer to file documents this way, as it will protect personal data and eliminate the risk of fraud.
- Sending documents by mail.
- Transfer of papers through a representative.
- Obtaining a certificate via the Internet, using the State Services portal.
Getting help through the public services portal
Most citizens do not trust unverified sites and prefer to use the specified service.
Attention! Without creating a personal account, in accordance with the law of Russia "On the protection of personal information", it is impossible to use the site.
- In order to use the portal, you need to register and create a personal account.
- Entering your personal account, go to the category "All services", select the section "Ministry of Labor and Social Protection of the Population".
- The Pension Fund is selected.
- Pass a small survey with the presentation of personal information (email address or contact phone number).
- In the questionnaire it is necessary to write about the requirement for the exact amount of the capital balance.
An official response (certificate in the PDF form) arrives in the period from 15 to 30 days to the home address, mobile phone or e-mail.
Self-calculation
You can calculate the remaining amount of money yourself using a special formula using an online calculator.
It is a table, the necessary data is entered into the cells:
- year of spending;
- the amount that was withdrawn from an individual account.
Receipt of document
Providing citizens with information about the certificate is the direct responsibility of the Pension Fund.
A certificate of the balance of maternity capital of the Pension Fund of the Russian Federation is issued free of charge within 10 days from the date of application for any method of receipt.
Important! Attempting to demand payment upon acceptance of an application is a criminal offense.
It is preferable to keep receipts of family capital expenses received. Their presence will allow:
- have information about expenses and the remaining amount;
- in the event of certain shortcomings, be able to present evidence of the amounts spent.
The presence of a certificate and a certificate of the balance of maternity capital will help to formalize any financial transaction.
Dear readers!
We describe typical ways to resolve legal issues, but each case is unique and requires individual legal assistance.
For prompt decision your problem, we recommend contacting qualified lawyers of our site.
Almost ten years ago, the Russian authorities introduced the Maternity Capital program to support families with children. The project was aimed at stimulating the birth rate in the country, creating guarantees for couples who, due to financial difficulties, were afraid to have a second child. The amount of the benefit is high, so you can spend the funds in installments. In this regard, Russians are interested in how to find out the balance of maternity capital?
You cannot receive money. The authorities strictly control the direction of the use of funds, so families receive a personalized certificate that gives them the right to dispose of the allowance. The Pension Fund is responsible for issuing a document for the implementation of funds, where you can get answers to general questions by calling the hotline. However, it is impossible to find out in the FIU what the balance of maternity capital is. An experienced lawyer will help you calculate how much benefit money is left at the disposal of the family.
Anyone can get competent advice on our portal. Expert services via the Internet save citizens' time. The specialist will study the circumstances of the case of applicants, draw up an individual algorithm of actions, tell you how best to calculate the balance of payments and where you can get an official certificate of the amount of benefits. The recommendations of experts will help with the preparation of documents and the competent implementation of funds.The amount of maternity capital and its indexation
Original size mat. capital amounted to 250 thousand rubles. It was a very large amount. However, the authorities understood that, taking into account inflation, the funds would lose their significance very quickly. Therefore, indexation of payments was introduced. In 2019, citizens can already receive 453 thousand rubles.
The last indexation was carried out at the beginning of 2015. Then the family capital rate was increased by 5.5%. The closure of the project was planned for 2019, but the effectiveness of the program forced the government to extend it for another two years. Due to the PFR budget deficit, no indexation was carried out this year. According to experts' forecasts, the next recalculation is scheduled for 2019, and in Last year project work, the amount of the grant will exceed the half-million mark.
Parents who need a certificate of the balance of maternity capital can apply for it in person, remotely or go to the post office. For a personal request, you must visit the MFC or the Pension Fund, after collecting a package of documents. A more convenient online request for help will require minimal computer literacy, and correspondence with officials through postal services will require patience to wait for an answer.
Owners of maternity capital independently decide how to dispose of this amount within the framework. And they don't always spend it all. When the need arises to re-attract "mother's" funds, parents need to find out what balance of mat capital they can count on.
To find out about the balance of maternity capital, most citizens turn to the Pension Fund. However, today this method is not the only one. In addition to visiting the PF, you can:
- find out the remaining amount remotely;
- go to the MFC;
- contact by mail.
Having chosen the most convenient option, the applicant needs to order a certificate of the balance of maternity capital.
Fig.1. Certificate of the amount (balance) of maternity capital. Source: Modern Pension Encyclopedia
This certificate is needed when a parent needs to confirm that he has the amount necessary to pay for education or rehabilitation means. Also, a non-state pension fund has the right to demand this paper, if the mother of the baby has decided.
How to find out the balance of maternity capital online
You can order a certificate via the Internet on 2 electronic resources:
- website of the Russian Pension Fund;
- portal of the State Service.
Both sites will require the user to pre-register on the Gosuslugi portal. The resource will take some time to validate the entered data. Only after the personal account is created, you can start ordering a document. To do this, you must perform a series of actions in a certain sequence.
A video tutorial will acquaint parents with the registration procedure on the State Services portal.
Table 1. Ordering a certificate through Internet resources. Sources: official website of the Pension Fund, State Services portal
Websites for ordering help Action algorithm public services · Open the site, select the "Catalogue of services" (for citizens); Here the user needs to click "Informing citizens in electronic form about the provision of state social assistance in the form of a set of social services"
· then you need to indicate that the service is needed electronic, and then click: "Get the service";
The form required by the user opens, where the request is entered: a certificate of the balance of the mother's capital is required.
Since the parent is already registered on the site, his data will be automatically entered, and the pension department will know who and what kind of paper is needed. The user will receive it within 30 days.
PFR website · Enter the site as a registered user by entering a mobile phone (or e-mail), as well as the password received on the website of the State Service; go to the section "MSK - Maternal (family) capital";
· there go to the item "Order a certificate of the amount (balance) of the mother's capital";
after that, when the document is prepared, the user will be informed about it by e-mail;
· The document can be downloaded in pdf-format at the given link.
· On the website of the pension department they say that the answer will come no earlier than 3 working days.
Pay attention! There are 2 ways to find out about the remaining amount of mother capital on the PFR website: “Get information” (on the size of the balance) or “Order a certificate”. In the first case, the information will simply be displayed on the screen - the applicant will not receive any documents. If the information is needed not for your own acquaintance, but in the form of a document, then you need to click exactly “Order a certificate”.
Rice. 3 Sample online certificate of the balance of maternity capital
Applying for help at the MFC
It is also possible to order a paper on the balance of the capital through. The MFC network was conceived as a tool that simplifies the interaction of citizens with officials. This method is convenient because it takes less time than visiting the pension department.
But since the MFC is intermediate between the parent and the FIU, it will take longer to wait for the certificate. Employees of the center only accept an application from a parent, and the Pension Fund officials are engaged in issuing certificates.
The applicant can obtain information about the full list of documents from the employees of the MFC. But you definitely need to have with you:
- own passport;
- Snils;
- certificate for the issuance of mother capital;
- birth certificates for all children;
- an application, the form of which will be issued in the center itself (or handwritten).
You must come to the multifunctional center either with notarized copies of these documents (except for the application), or with the originals - then the employees will copy them themselves.
How to get information about the balance of capital in the Pension Fund
Despite the possibility to request information through the MFC or remotely, a parent's contact with the Pension Fund remains the most common way to order a certificate.
Attention! Issuance of a document on the balance of maternity capital in the account is the responsibility of pension units. They provide this service for free! The prepared certificate is valid for 30 days.
To order a certificate through the Pension Fund, you will need approximately the same set of documents as when applying to the MFC. SNILS and certificates for children here, most likely, will not be needed, but it is better to take them with you.
You can fill out an application form issued by department employees, or write a request by hand, in free form. In the second option, it should be called: "a statement on the provision of information on the balance of maternity capital." Assistance in the preparation of a written request, if necessary, should be provided by the employee accepting the documents. It must indicate:
- the name of the territorial subdivision of the PF where the paper is submitted;
- Name of the submitter;
- a requirement to provide a certificate;
- date/signature of the application.
The PF does not issue certificates urgently. You will have to wait at least 2-3 business days.
Get help by mail
The pension fund, without waiting for a request, regularly sends letters to parents. The department informs them about the balance of the mother's capital, if there is at least 30 rubles in the account. Such messages must come annually, by September 1st. If the owner of maternity capital for a long time does not receive such reports, this is a reason to disturb the PF workers with the question of whether they are sent to the parent's address.
However, it is not always possible to wait for the next official letter. When the process of providing information needs to be expedited, applicants have the right to apply for help or one of the above methods, or go to the post office. Citizens who have temporarily moved to another city often resort to “postal” communication with pension officials.
To receive a certificate of the amount of unspent maternity capital by mail, you must first send a letter to the Pension Fund. The request must be made in the form of a free-form application. Together with this paper, copies of the passport and certificate for mother capital are sent. The post office operator should be asked to issue a "registered letter with an attachment."
This method of obtaining a certificate is convenient only because the applicant does not need to spend time and money on a personal request for a document. Its disadvantages include the unreliability of mail forwarding and a long wait for paper. Requesting information on the balance of maternity capital by mail is not recommended in cases where it is urgently needed.
Higher education. Orenburg State University(specialization: economics and management at heavy engineering enterprises).
August 12, 2017 .
